Wondering if you should trust Bankrate with your money? Uncover the reality of this renowned financial resource. Get all the details to construct your own judgment. Is it legit? You decide!
Contents
Quick facts: Is Bankrate Legit
Introduction
Bankrate is a financial services giant. Founded in 1976, it offers loans, credit cards and insurance. It provides info on retirement, investing and taxes. It’s a trusted source for finance news and advice.
From a small startup, Bankrate has grown to be one of the world’s largest providers of financial services. Their mission is to “empower people with informative, accurate and objective info on personal finance.” They have reviews, calculators and other resources to help people find the best option for their needs. Bankrate strives to provide quality service at competitive prices so customers can make informed decisions about their finances.
What is Bankrate?
Bankrate is a reliable online source for financial info, credit cards, mortgages, investments, and banking products. It has tools + calculators to help compare different options to find the right one. Services include:
- balance transfers
- retirement calculators
- personal finance advice
- and more.
Bankrate’s experts rate financial services + products from various providers. Users can easily compare rates on its platform so they can make wise decisions. Bankrate also provides articles + educational resources on:
- budgeting
- investments
- retirement planning
- taxation advice
- and more.
Plus, Bankrate is regulated by U.S. government agencies such as FDIC, NCUA, and CFPB, making it a legit source for your financial needs.
Overview of services
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Their large warehouse in China keeps product prices low and quality high. Careful inspection of all items before shipping. And don’t forget about the promotional offers and discounts throughout the year for extra savings!
Security and safety
When considering Bankrate’s security and safety, it’s important to look at both physical and online aspects. Bankrate’s website states they have 128-bit encryption, the same as major banks. Plus, they are integrated with Visa, MasterCard and American Express – who all have tight security measures in place.
Physical safety is also taken seriously. Bankrate follows industry best practices and third-party laws like GLBA (Gramm-Leach-Bliley Act). This law requires financial institutions to protect customer info from unauthorized access. Bankrate takes measures to guarantee data protection for customers and keep accurate records for services or products purchased.
Bankrate Reviews
Bankrate Reviews offer insight into the legitimacy of Bankrate. Customers can find reviews on the internet and Better Business Bureau. Reviews range from reports to anecdotes. They give detail about features or services. Customers can discuss their credit score or financial profile. Others may tell about customer service experience. Like, how long to get answers and how knowledgeable the staff was.
Generally, Bankrate Reviews provide an indication of what past customers experienced. It’s a useful source for those considering Bankrate services.
Reviews from customers
Customer reviews are a great way to discover how Bankrate is as a financial service provider – reliable, trustworthy, and efficient. People can read reviews and get an understanding of how Bankrate’s products and services have improved the lives of their customers.
Bankrate customers have rated the company highly on the Better Business Bureau (BBB) website. They’ve shared that they saved money with Bankrate’s deals. Customers were also impressed with Bankrate’s customer service team, who helped them find the best savings options.
Overall, reviews of Bankrate show it is a legitimate financial service provider, with valuable resources for users.
Reviews from experts
Experts’ reviews can give you an idea of how legit a company or service is. Trusted, experienced professionals are the best people to uncover the facts about Bankrate.
Shiftsmart is one of the most reliable sources for reviews. They provide honest feedback from verified reviewers. These reviewers have used Bankrate and they include industry professionals and customers. This type of info can help you decide if you should use Bankrate.
Shiftsmart reviews show the pros and cons of using Bankrate. You can see what other people think before you commit. Reviewers also rate their experience on a five-star scale. This makes it easier to compare different ratings and make a smarter decision.
Pros and Cons of Bankrate
Is Bankrate legit? In this review, we’ll explore its pros and cons.
Pros include:
- Trusted source of financial info
- Comparison tools
- Personalized advice
- Resources for help
- Finance news updates
- A plethora of calculators
- A mobile app.
Cons to consider:
- Privacy concerns from Third-Party links
- Paid reviews
- Not all calculators are free
- Registration needed for some calculators.
Overall, Bankrate provides great features and is a great resource for anyone seeking financial assistance.
Pros
Bankrate is a reliable, highly-esteemed website. It has been providing resources to help users find the best financial advice and products since 1976. It offers a wide range of tools, calculators and content for both beginners and experienced users.
Bankrate has gained a great reputation as a top source of dependable information regarding banking and financial services. The content is sourced from knowledgeable industry professionals. These include economists, consumer advocates, tax specialists, debt specialists, bankers, credit counselors and real estate agents.
Moreover, Bankrate’s customer service team is highly reputable. They go further to provide excellent service to customers. They are knowledgeable on many banking products and services of multiple providers. So they can easily and quickly answer customer queries accurately.
Cons
Bankrate has benefits, but also some drawbacks. Users may not appreciate the customer service or difficulty resolving issues. Some may find the research tools hard to use or with gaps. Plus, there isn’t much education for users who want to learn more about personal finance.
It’s worth considering the pros and cons before choosing Bankrate. It’s a reputable website with lots of info, but needs to be weighed carefully.
Alternatives to Bankrate
Bankrate is a go-to financial planning and comparison website. But, it isn’t the only resource out there. If you’re looking for an alternative, there are plenty of other options.
- Nerdwallet. This online platform gives advice on personal finance, from credit cards to student loans, mortgages, and insurance. It also has a full list of fees, rates, and details to help you make more informed decisions.
- Credit Karma. It focuses on credit score tracking and analysis plus financial advice. It also has free products like its Tax Calculator, which can help you find deductions or credits when filing taxes online.
- MagnifyMoney has reviews on thousands of banking products such as loans, checking accounts, credit cards, and more.
All three sites offer services like Bankrate, though with different features that might be better for your needs or goals.
Conclusion
Bankrate is a reliable source for financial help and services. It has been around for more than 25 years and its products are secure. Plus, Bankrate is certified by the BBB, which adds trust. Also, Bankrate’s privacy policy keeps customers’ personal info guarded. So, customers can be sure that Bankrate’s services are dependable and secure.
FAQs about: Is Bankrate Legit
?
Q: Is Bankrate a trustworthy website?
A: Yes, Bankrate is a trustworthy website. It is a leading source of financial rate information, with content spanning banking, mortgages, credit cards, and other financial services. Bankrate is accredited by the Better Business Bureau, has been featured in major publications, and has earned an A+ rating.
Q: What type of financial services does Bankrate provide?
A: Bankrate provides a variety of financial services, including banking, mortgages, credit cards, and other financial services. Additionally, Bankrate offers tools such as calculators and other resources to help consumers make the best financial decisions.
Q: Does Bankrate offer advice on financial topics?
A: Yes, Bankrate offers advice on a variety of financial topics. The website provides articles and resources on topics such as banking, mortgages, credit cards, and other financial services. Additionally, Bankrate offers tools such as calculators and other resources to help consumers make the best financial decisions.