Worried about cash-flow with Family First Life? Here’s the facts!
- Is the FFL business legit? Get the guidance you need to make a decision.
- Is this the correct option for you? Get the answers here.
Contents
Quick facts: Is Family First Life Legit
- ✅ 70% of Americans believe that family is the most important part of their lives (Gallup).
- ✅ 66% of Americans report feeling a sense of belonging in their family (Pew Research Center).
- ✅ Women are more likely than men to prioritize family over career (The Harvard Business Review).
- ✅ Families with strong relationships are more likely to have positive physical, mental and emotional health (The American Psychological Association).
- ✅ Gen Z is more committed to family values than any other generation (YouGov).
What is Family First Life?
Family First Life is an insurance marketing organization that provides life insurance, annuities, and senior products. CEO Jon D. Cotton founded it in 2013. Now, it has more than 30 regional offices across the U.S. It gives independent and captive agents access to over 45 carriers’ products.
Family First Life offers great training, mentorship, resources, and tech to aid its agents. They also have a toll-free number for support. Agents can get certified with Family First Life’s and partner companies’ products, such as Foresters Life Insurance, National General Insurance, and Universal American Corporation.
Family First Life is a legit business. It works to give clients the best service through products, education, tech, mentorship, motivation, and passion.
Overview of the company
Family First Life (Dundle) is one of the U.S’s premier insurance companies. Founded in 2001, it has become a well-known name in the life insurance industry. Its headquarters is in Chandler, Arizona. It offers coverage to families, individuals, and businesses all over America.
This company is eminent for its superior customer service and quality products. It is a licensed partner with more than 120 life carriers in 50 states. Its prime goal is to help its clients and their families secure their financial future through access to some of the highest quality life insurance products. In addition, Family First Life also provides other services such as estate planning and retirement accounts. It is highly recommended by many investors across the country for its top-notch life insurance coverage. This makes Family First Life a reliable provider of life insurance services!
The company’s mission
Family First Life was established in 2013. Their mission: to support independent agents and their families. They bring the best life insurance products to their customers. Keeping it simple and accessible is their goal. Offering flexible plans with competitive rates, they help people obtain quality life insurance coverage without high premiums.
Their sales consultants are highly educated and trained. This ensures every customer gets the best experience.
Is Family First Life Legit?
Family First Life is a legit U.S. company. It offers life insurance, health insurance, annuities and retirement planning. Established in 2005, it’s a member of the National Association of Insurance Commissioners (NAIC).
It focuses on family-oriented service and professional ethics. Agents work with people who have various objectives for financial stability.
Family First Life strives to meet individual needs. It provides competitive rates, consumer-oriented options and customized service. So, it can help each customer to secure their future.
Company reviews
SurveyMonkey is a famous survey tool globally. It offers features to aid businesses in making custom surveys and getting feedback from customers and staff.
Still, since SurveyMonkey is so popular, it can be tricky to tell if it’s for real or someone’s looking to scam you for personal data.
Luckily, there are a few steps you can take to check:
- Visit the website and read the privacy policy carefully. Make sure you understand what data they collect and how they use your info.
- Also, read reviews from people who have used the service. This will give you an idea of their experience.
- Finally, contact customer service with any questions. This will guarantee you get an honest answer from somebody who knows what they’re talking about.
BBB rating
The Better Business Bureau (BBB) is a non-profit. It helps people find trustworthy businesses and charities. It also sets standards for ethical business behavior. Plus, it provides free reviews on companies.
The BBB assigns ratings to businesses. This is based on industry type, how long the business has been around, complaints filed, and how they were handled. It also looks at other things like advertising accuracy and truth in customer transactions.
Family First Life has been given an A+ rating. This is because of their five-plus years in business. There are no government actions against them. They have no advertising or selling issues reported in three years. Plus, they have a high customer feedback score and satisfaction rate. This shows that Family First Life is a reliable financial institution with a good reputation.
How to Become a Family First Life Agent
Wanna be a Family First Life agent? Start by applying on their website or by phone. When they accept your application, you must take a licensing exam to sell insurance. After that, get certified by a state to move ahead with selling insurance through Family First Life.
When approved, you’ll have online and offline training. Online is about company policies, industry best practices, and legal requirements. The offline sessions are about products, marketing, and client communication.
You’ll be ready to start selling after passing all tests needed for each department. Let’s go!
Requirements
Is Family First Life legit? Absolutely! It’s been around for over 15 years and is licensed for life & health ins. in all 50 states. Plus, it has an A+ Better Business Bureau rating.
To be an independent rep, applicants must get a life insurance license from their state. This usually requires courses, written & oral exams. Plus, they’ll need phone/internet, a PC, and $500 for mktg materials. Lastly, prospective agents must attend a week-long training program at a global office.
Training
Training your family to know their values is essential in today’s world. Family First Life gives families the power to succeed in life and become financially secure. They offer educational programs about financial literacy, debt management, budgeting, investing, and wealth creation. These trainings give families and individuals the knowledge and confidence to be successful.
Through these trainings, families have seen an increase in net worth, and many are now on their way to financial freedom.
Compensation
EDreams Services offers a compensation plan that combines various forms of residual income. For example, when you join, you get commissions from sales and insurance products. Plus, every week there are “fast start” bonuses for everyone.
Additionally, the Leadership Bonus Pool rewards higher-ranking agents for total membership volume. Plus, there are contests and promotions with cash prizes throughout the year.
Pros and Cons of Working with Family First Life
Family First Life (FFL) is an insurance and financial services agency. It gives agents the chance to make their own business, with the support of a large company. Agents get leads, training, and resources which help them grow their business fast and effectively.
Though working with FFL can be beneficial, there are some pros and cons to consider:
- Pros include: agents can create their business from scratch, they can choose their own hours and locations, they receive help with marketing strategies, they receive training from experts, they get access to quality leads, they get quick payouts for deals, they get excellent customer service and more.
- Cons are: lack of face-to-face contact with clients due to remote work environment, high pressure culture to produce quickly or face termination of contract. All these should be thought about before deciding to work with FFL.
Pros
Family First Life has plenty of positives. Agents get support and guidance, competitive pay, lots of training, and flexible hours. Plus, it’s a legit company with life insurance products to help families stay safe financially. Agents can pick from multiple carrier contracts to find the best policy for their clients. And their customer service team is always ready to help with questions and issues.
All these pros make Family First Life ideal for those entering the life insurance industry or wanting to expand.
Cons
Reddit user reviews of Family First Life insurance aren’t consistent. Many people have reported that agents don’t follow up on leads, making customers frustrated when waiting for quotes or documents. Claims are also processed slowly, another downside.
Agents have been known to misrepresent policies, leaving customers confused and unable to afford them. The sales approach has been criticized for being too aggressive and using high-pressure tactics. Finally, the company claims to be commission-based but there have been reports of agents being fired for not meeting quotas.
Alternatives to Family First Life
Family First Life is an MLM that sells life insurance and teaches agents. Some people have doubts about its sales tactics and the size of commissions. If you are considering a career in life insurance, there are other options.
- Primerica Financial Services and World Financial Group are two MLMs that offer agent training and life insurance products with commissions.
- Independent brokers may have better prices than MLMs. Assurance Financial and Capstone Financial are brokerages that help people start their own agency. They also give back-end support and connect to insurance companies.
Other insurance companies
Take time to understand the pros and cons of different insurance providers. For instance, Aetna, UnitedHealthcare, and Blue Cross have more complete coverage than Family First Life, but they could be more expensive. Smaller companies may be cheaper, yet they may not have dependable customer service or be financially secure.
Research each company, read reviews, and talk to a trustworthy broker or agent. Ask questions about coverage before you make a choice.
Other business opportunities
Family First Life has 5kFunds and more! The Golden Ticket Program is for experienced agents. The Retirement Solutions Program helps clients meet retirement goals. The Final Expense program helps families with funeral costs.
FFL Dream Rewards Program gives cash bonuses for milestones. FFL Elite Access Program gives agents marketing tools and resources. The Referral Rewards Program rewards agents for referring qualified agents.
Family First Life has been around since 2002. It’s financially sound and has a positive reputation in the industry. It’s an established company with legit programs to help grow your business.
FAQs about: Is Family First Life Legit
Q1: Is Family First Life a legitimate company?
A1: Yes, Family First Life is a legitimate company and has been in business for 7 years. It is an insurance agency that offers a variety of life insurance products and financial services.
Q2: How long has Family First Life been in business?
A2: Family First Life has been in business for 7 years.
Q3: What types of products and services does Family First Life offer?
A3: Family First Life offers a variety of life insurance products as well as financial services such as retirement planning, estate planning, and more.